Medicare Supplement

You like freedom and don't like things like networks getting in your way

You like freedom and don't like things like networks getting in your way

A Medicare Supplement is a wonderful option for those who like flexibility. With a Medicare Supplement there are virtually no networks. As long as your doctors' and hospitals' accept Medicare you would be able to go there. 

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You can go fishing in Florida and not have to worry about having to find a primary care physician in network.

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Or even go photographing across the country and not have to worry about which hospitals are in network.

With a Medicare Supplement, Medicare remains your primary insurance covering you for 80% and the insurance carrier that you select for Supplemental insurance  will become your secondary insurance, covering you for the remainder of the 20%

Something important to remember is that Medicare Supplements are pretty standardized. What do we mean? This means that the core medical coverage being offered, will be the same for carrier A as it would for carrier B. This holds true of course with both carriers if the same plan is selected. Let's say someone would like to purchase a Plan F. You will notice if you look at the summary of benefits that company A will offer the same coverage as company B for Plan F. Most people don't realize this so they only go with one carrier. You have choices! Here at Angelakos Financial Services we offer Medicare Supplements from many carriers. You may ask how does this benefit me? While Medicare Supplements are pretty standardized in coverage they are not standardized in the monthly premiums. Premiums will vary from company to company. The consultants of Angelakos Financial Services know the importance of purchasing a Medicare Supplement. We look forward explaining your options and assisting you in your Medicare Supplement needs. If you have further questions please contact us